Our agents work with you to customize policies Explore Our Services
From motor and property to health, life, and travel — Jamaica Co-operative Insurance Agency (JCIA) protects
what you’ve built, with the service-above-profit principle of the co-operative movement behind every policy.
Born from a need to give Co-operative Societies and their members high-quality general insurance, JCIA (formerly NUCS-CIS) opened its doors in 1983 and was registered as an insurance agency in 1985. Today we’re owned by Credit Union members of the Co-operative Credit Union League and other co-operatives via the National Union of Co-operatives Societies — and we still operate by the principle that brought us here: service above profit.
Comprehensive, Third-Party Fire & Theft, or Third Party Only. Covers collision, theft, fire, windscreen, and third-party liability.
Residential and commercial buildings, contents, stock, machinery, plus all-risks and contractors' cover.
Medical expenses, lost luggage, emergency evacuation, trip interruption, 24-hour coverage.
Returns shared with members, not paid to outside shareholders.
Members access rates negotiated for the wider co-operative movement.
Spread your premium over manageable instalments, subject to terms.
Renew Personal Lines policies and pay securely night or day.
ubmit your details online or speak with an advisor at any of our four branches.
We match you to the right underwriter and policy structure for your needs and budget.
Pay online with Visa/Mastercard, by direct deposit to our Sagicor Bank account, EFT, cheque, or in branch. Premium financing available.
Manage renewals online, and notify us promptly if you ever need to claim.
We shop your risk across Sagicor, BCIC, Guardian, General, Key, and Advantage — so the rate and the cover both work for you.
We help identify exposures, recommend mitigations, and structure cover accordingly.
Our claims team works with you and the underwriter to keep settlements moving.
Make sure you're insured to the right value, not over- or under-covered.
Whether it’s your home, health, car, or business, we’ve got you covered. Get your free insurance quote today and discover the peace of mind that comes with reliable, comprehensive protection tailored to your needs.
From everyday cover to peace of mind on the road.
Protect the business you've built and the people who run it.
Member-rate pricing for credit union and co-op members.
General Manager
Team Lead, Claims / Marketing Officer
Accounting Manager
Corporate Services Manager
Team Lead, Underwriting
Team Lead, Employee Benefits
Branch Manager, Montego Bay
Team Lead, Mandeville
+(876) 929-5360
info@jcialtd.com
Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.
Serving Jamaica's co-operative movement since 1983.
Pay any policy securely, any time.
Most claims must be notified within days of the incident. For motor claims, please have ready: your motor vehicle details / certificate, driver's licence, certificate of fitness, and any photos of the accident. Notify us as soon as possible by phone, email, or via the Claims page.
No. While JCIA was formed to serve the Co-operative Movement of Jamaica, our products are available to the wider insuring public. Credit union and co-operative members do qualify for member rates on certain group products.
Five options: online via our secure portal (Visa / Mastercard); direct deposit to our Sagicor Bank account; Electronic Funds Transfer; cheque; or in-branch payment. Premium financing is also available, subject to terms.
Yes — but for a motor quote we will need a claim letter from your previous insurer for the final quote. We can provide a preliminary quote first while that letter is being obtained.
We place cover with Jamaica's leading underwriters: Sagicor, BCIC, Guardian, General, Key, and Advantage. As an independent agency, we shop your risk across the market.
We take pride in the trust our clients place in us. Through real-life stories and testimonials, hear how our comprehensive insurance solutions have made a positive impact on their lives. From smooth claims processes to personalized service, our satisfied clients share how we’ve helped them protect what matters most.
"As a small business owner, I needed reliable coverage. provided comprehensive options tailored to my needs. Their support has been invaluable. Their disability coverage kept me afloat during a tough time. I'm forever grateful. Their team is always ready to help, and I'm confident I'm well protected."
"As a small business owner, I needed reliable coverage. provided comprehensive options tailored to my needs. Their support has been invaluable. Their disability coverage kept me afloat during a tough time. I'm forever grateful. Their team is always ready to help, and I'm confident I'm well protected."
26 Hargreaves Avenue
Contact: +1(876)625-4311
Shop #12, Levon Plaza
Contact: +1(876)312-7304
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Exceptional service and peace of mind. Highly recommend!